Accelerating the Comprehensive Digitalization of Bills
Beiming Software Empowers the Bill Market to Improve Quality and Efficiency

Recently, the Shanghai Commercial Paper Exchange, referred to as SHCPE, officially released a series of documents, including the Business Plan for the Commercial Paper Integrated Service Platform and the Engineering Implementation Plan for the Commercial Paper Integrated Service Platform, fully advancing the platform’s launch. This marks a new stage in the digital transformation of China’s commercial paper market. Beiming Software has maintained long-term collaboration with China Bill Information Technology (Shanghai) Co., Ltd., a wholly owned subsidiary of SHCPE. Drawing on deep industry expertise in the financial bill domain and leading technological innovation capabilities, Beiming Software is actively positioning itself for new strategic opportunities in the digitalization of the bill market, delivering comprehensive empowerment to support the high-quality development of the commercial paper market.

Public Announcement Documents

According to the planning documents issued by SHCPE, the Commercial Paper Integrated Service Platform will provide enterprises and financial institutions with comprehensive services, including account inquiry, discount quotation, transaction quotation, and information disclosure. The launch of the platform will drive profound changes in the bill business models of financial institutions and corporate clients and will stimulate upgrades and iterative enhancements of bill business systems and related information technology initiatives.

As a leading fintech service provider in China, Beiming Software has, for more than two decades, continuously advanced the application and innovation of technologies such as artificial intelligence, machine learning, large language models, and blockchain within the financial industry. The company has developed over one hundred solutions across specialized domains, including big data analytics, intelligent risk control, bill management, and supply chain finance, delivering more than ten thousand successful implementations and serving over two hundred financial institutions. In the field of bill digitalization, Beiming Software brings more than a decade of practical experience and has successfully delivered next-generation bill systems, bill pool solutions, asset pool platforms, and supply chain bill solutions. These offerings have provided full-stack bill services to dozens of financial institutions, including state-owned policy banks, commercial banks, finance companies, and foreign banks. They enable full lifecycle management of bills and effectively enhance the ability of financial institutions to serve the real economy. Among these initiatives, the bill business system built by Beiming Software for the Rural Credit Bank Clearing Center provides unified bill system services to more than 1,300 rural financial institutions nationwide, including rural credit cooperatives, rural cooperative banks, rural commercial banks, and village banks. It enables one-point access to financial infrastructures such as the Electronic Commercial Draft System and the China Commercial Paper Exchange System. In addition, Beiming Software developed the Hankou Bank Bill Pool Platform, which innovatively launched an online electronic bank acceptance discount product. This helped Hankou Bank become the first local corporate bank in Hubei Province to introduce an online bill financing service, supporting diversified business development including discount facilitation, on-exchange transfer discounting, rediscounting, and direct bill financing investments.

Taking the launch of the Commercial Paper Integrated Service Platform as an opportunity, Beiming Software will closely follow market demands and continue to increase investment in research and development within the bill business domain. The company will develop next-generation bill business solutions, assisting financial institutions and corporate clients in enhancing their bill processing capabilities. By leveraging technology-driven innovation, Beiming Software aims to elevate the service capabilities of the bill market and inject strong momentum into the high-quality development of the real economy.